Fix Your Credit Today. Reclaim Your Power.

Whether you’re dealing with collections, late payments, or charge-offs — we’ll help you clean up your credit, boost your score, and unlock new opportunities.

Basic

Advanced

VIP

$300 Onboard Fee + $30 Monthly


Best For: Light credit damage, basic disputes, and profile corrections

Includes:

  • Personal information correction (name, SSN, DOB, address)

  • Disputes submitted to all 3 bureaus

  • Removal of soft & hard inquiries

  • Basic Metro 2 dispute letters

  • 1-on-1 onboarding call

  • Credit monitoring & score coaching guidance

  • Personalized credit optimization plan

  • Monthly progress updates via portal

$750 Onboard Fee + $50 Monthly


Best For: Clients with collections, charge-offs, or major derogatory items

Includes:

  • All features from the Basic Plan

  • Advanced certified mail dispute strategies

  • Metro 2 and FCRA-based dispute methods

  • Removal of:

    • Charge-offs

    • Collections

    • Medical bills

    • Student loan delinquencies

    • Repossessions and evictions

  • Tier 1 credit builder guidance

  • Customized dispute rounds for each bureau

  • Full audit and breakdown of all 3 credit reports

  • High-score optimization session

$1250 Onboard Fee + $100 Monthly


Best For: Clients preparing for business funding or full personal/business optimization

Includes:

  • All features from the Advanced Plan

  • Complete business profile setup (LLC, EIN, business address, domain)

  • Business phone, email, and website compliance guidance

  • DUNS number registration and credit bureau activation

  • Starter Net 30 account planning and tracking

  • Pre-funding credit positioning and profile tuning

  • Custom lender matrix and funding roadmap

  • One-on-one business and funding readiness strategy session

  • Priority support and faster response times

What Happens After You Enroll

Once your payment is confirmed, you’ll be redirected to complete a short intake form with your basic info. This helps us begin your dispute process and tailor your credit repair strategy.

Within 24 hours of receiving your form:

  • You’ll receive an onboarding email with:

    • A digital service agreement

    • Instructions on applying for credit reporting service and submitting credit monitoring service details.

    • What to expect in your first 30 days

  • You’ll also receive login credentials for your client dashboard (if applicable)

  • We’ll begin working your first round of disputes within 5 business days

We aim to make this process fast, clear, and stress-free.

Important: All credit repair clients are required to maintain an active credit monitoring service throughout the process. This is the only way we can track and dispute items effectively without performing a soft pull on your credit profile monthly.

If you do not have monitoring in place, we will provide a direct setup link to our recommended provider, IdentityIQ (typically $25–$40/month). This must be active before we begin working on your file.

Frequently Asked Questions

How long does credit repair take?
Most clients begin seeing results within 30–60 days. Full cleanup can take 3 to 6 months depending on the number and type of negative accounts.
Yes. Our process follows the Fair Credit Reporting Act (FCRA) and Metro 2 standards. We only challenge inaccurate, outdated, or unverifiable information.
Yes — you must maintain active credit monitoring and respond to occasional requests from our team. We’ll guide you through everything step by step.
While results are never guaranteed, we aggressively challenge all qualifying items. If something is verifiable and accurate, we’ll shift focus to rebuilding your credit strength.
Yes — we align your repair and rebuilding strategy with your goals. If you’re aiming for funding or a mortgage, choose the Advanced or VIP plan.
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