Trusted Resources for Credit + Funding
These are the same tools we recommend to our private clients. Some links may be affiliate links — meaning we may earn a small commission, at no extra cost to you.
Self is a powerful credit builder disguised as a savings plan. You make small monthly payments that are reported as installment loan activity, and at the end you unlock your savings. It’s an easy way to stack positive payment history and savings at the same time — especially useful for clients preparing for funding.
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Kikoff is one of the fastest and easiest ways to start building your credit history — no hard pull, no interest, no excuses. They report to all three bureaus, and you can open an account in minutes. This is perfect for clients who are starting fresh or need a low-maintenance credit boost.
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Why pay rent every month without getting credit for it? RentReporters turns your rent payments into credit history by reporting them to major bureaus. If you’ve been renting for years, they can even backdate your payment history, which can give your score an instant lift.
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MyScoreIQ, powered by IdentityIQ, is our go-to credit monitoring service because it gives us exactly what lenders look at. You’ll get all three bureau reports, frequent updates, and instant alerts to any changes on your profile. This isn’t just for watching your score — we use MyScoreIQ to position your profile for the highest approvals possible during funding.
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